Other financing stays open
We file a UCC that names only the new equipment as collateral. Other lenders can still work with you, because the rest of your business isn't pledged. A bank loan usually takes a blanket lien on everything you own.
Equipment leasing · Henderson, Nevada
Get the equipment now. Keep your bank credit for everything else.
CDC Lease finances business equipment with a fixed monthly payment, a lien on the new equipment only, and terms shaped around your cash flow.
Why businesses lease instead of borrowing
Four practical differences between an equipment lease and a traditional bank loan.
Your credit lines stay free
Every bank caps how much it will lend one borrower. A lease sits outside that cap, so the credit you already have with your bank remains available for payroll, inventory or growth.
A payment that never moves
When the Federal Reserve moves the Prime Rate, variable bank loans move with it. With a lease we take on all of the rate risk, so your payment is identical from the first month to the last.
Terms built around you
Banks often want 10–20% down plus extra security. Our job is to get you the equipment with the least friction, so we put together custom terms for each customer.
Equipment we finance
From a single machine to a full fleet — if your business runs on it, we can lease it.
Construction
Excavators, loaders, dozers, lifts
Transportation
Trucks, trailers, service vehicles
Manufacturing
CNC, lathes, production lines
Warehouse & logistics
Forklifts, racking, handlingLease vs. bank loan at a glance
| Traditional bank loan | CDC Lease | |
|---|---|---|
| Collateral | Blanket lien on the whole business | Only the leased equipment |
| Effect on credit lines | Counts toward the bank's limit | Separate — lines stay available |
| Payment | Can rise with the Prime Rate | Fixed for the full term |
| Down payment | Commonly 10–20% | Custom, cash-flow based |
How it works
Tell us what you need
Call or send the form with the equipment you're looking at and a rough budget.
Get a tailored proposal
We put together terms that match your cash flow, with no surprise rate changes later.
Put the equipment to work
Sign, take delivery and keep your bank relationship and credit lines for other needs.
Frequently asked questions
Will leasing equipment affect my ability to get other financing?
No. CDC Lease files a UCC that lists only the leased equipment as collateral. Other lenders can see your remaining assets are unencumbered, unlike a bank loan that usually places a blanket lien on the whole business.
Does my lease payment change if interest rates go up?
No. We carry the interest rate risk, so your payment stays the same for the full term regardless of Prime Rate changes or inflation.
Do I need a large down payment?
Usually not. Banks commonly ask for 10–20% down on equipment. We build custom terms around each customer's cash flow.
Will a lease use up my bank credit line?
No. A lease is separate from your bank's lending limit, so your existing credit lines stay available.
Where are you located and which areas do you serve?
Our office is at 60 Corporate Park Dr, Henderson, NV 89074. We work with businesses in Henderson, Las Vegas and across Nevada.
Talk to an expert
Our most experienced team will answer your questions and walk you through the options.
CDC Lease60 Corporate Park Dr
Henderson, NV 89074
702-575-3168
office@cdclease.com